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John Kenneth Galbraith: "Kemudian datang penemuan Amsterdam kedua, mes...

"Kemudian datang penemuan Amsterdam kedua, meskipun prinsipnya dikenal di tempat lain. Setoran bank ... tidak perlu dibiarkan begitu saja di bank. Mereka bisa dipinjamkan. Bank kemudian mendapat bunga. Peminjam kemudian memiliki setoran yang bisa ia belanjakan. Tetapi setoran asli masih berpegang pada kredit dari deposan asli. Itu juga bisa dihabiskan. Uang, uang yang bisa dihabiskan, telah diciptakan. Jangan sampai ada yang menggosok matanya. Itu masih dilakukan setiap hari. Penciptaan uang oleh bank sesederhana ini, begitu sederhana, saya sering katakan, bahwa pikiran sedikit ditolak."

--- John Kenneth Galbraith

Versi Bahasa Inggris

Then came the second Amsterdam discovery, although the principle was known elsewhere. Bank deposits...did not need to be left idly in the bank. They could be lent. The bank then got interest. The borrower then had a deposit that he could spend. But the original deposit still stood to the credit of the original depositor. That too could be spent. Money, spendable money, had been created. Let no one rub his or her eyes. It's still being done-every day. The creation of money by a bank is as simple as this, so simple, I've often said, that the mind is slightly repelled.